OneMain Financial in 509 U.S. 123 c

Customer Reviews about OneMain Financial:

• ★ ☆ ☆ ☆ ☆
  Horrible interest rates! My fiancé will probably never be able to break free from the weight they put on her. She was young && dumb at the time, && will forever pay dearly. For instance, when you borrow 3,000 bucks you shouldn't have to pay back almost double...
  By Kenneth Davis, March 19, 2017
• ★ ★ ☆ ☆ ☆
  If you want these stooges to report twice as much debt than you actually owe to your credit bureaus, go with Onemain. I have a loan for less than $7k and they report to my credit bureaus that I have over $15k of debt with them. That's gotta sting the credit score. They report to the bureaus all the money I will have paid if I make nothing but minimum payments. It makes no sense and there is no reason to do it. They have absolutely nothing to gain for doing it. The rep at my branch admitted that other customers have complained about this. If it's so controversial, STOP. Hopefully the more they get exposed for this tactic and the more pressure we put on them via social media, consumer agencies and credit bureaus, the sooner they quit. And I know for a fact they don't have to do it. I had a landlord try the same thing - report all the money their tenants will have paid through the length of the lease agreement - and they quickly quit when the tenants put up a stink. On the flip, their lending standards are a bit looser than credit unions and banks. But you will pay for the generosity in higher interest rates, in the 30% range per the posting on the wall in my local branch.
  By Chris Klein, January 17, 2017

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